<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[The MVP Insurance Agency ]]></title><description><![CDATA[The MVP Insurance Agency has partnered with the best insurance companies. Let us help upgrade your insurance policies today 100% Online!]]></description><link>https://www.themvpinsuranceagency.com/insurance-blog</link><generator>RSS for Node</generator><lastBuildDate>Fri, 24 Jul 2026 01:16:59 GMT</lastBuildDate><atom:link href="https://www.themvpinsuranceagency.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Why Standard Auto Insurance Pays You Less After a Total Loss : and How to Fix That]]></title><description><![CDATA[Understanding Actual Cash Value (ACV)  Standard automobile insurance policies utilize Actual Cash Value (ACV) for total loss settlements. ACV is defined as the replacement cost of the vehicle minus depreciation. Depreciation factors include: Vehicle age Total mileage Physical wear and tear Local market conditions When a vehicle is totaled or stolen, the insurance provider issues a payment based on current market value. This amount is typically lower than the original purchase price.  New Car...]]></description><link>https://www.themvpinsuranceagency.com/post/why-standard-auto-insurance-pays-you-less-after-a-total-loss-and-how-to-fix-that</link><guid isPermaLink="false">6a61390d1a46f8513d735092</guid><category><![CDATA[Auto Insurance]]></category><pubDate>Wed, 22 Jul 2026 21:43:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/https://cdn.marblism.com/u3x4dbVttct.webp/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Palmer</dc:creator></item><item><title><![CDATA[Welcome to The MVP Insurance Agency Blog]]></title><description><![CDATA[Welcome to the first blog post from The MVP Insurance Agency. James Palmer is the owner of The MVP Insurance Agency. He has worked in insurance since 2009 and founded the agency in 2015. He is a Marine Corps veteran, a husband, and a father. He believes insurance should be explained clearly, without jargon, so people can make informed decisions about their coverage.  Why the Agency Started  The agency was built to solve common problems in the insurance process. Many customers were missing...]]></description><link>https://www.themvpinsuranceagency.com/post/welcome-to-the-mvp-insurance-agency-blog</link><guid isPermaLink="false">6a60d3c7d4c9d933031101d9</guid><pubDate>Wed, 22 Jul 2026 14:33:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/https://cdn.marblism.com/5F2-1kOELJy.webp/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Palmer</dc:creator></item></channel></rss>